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My Everest is: Home Ownership
bjheyward
I have always wanted to live in a house. Ever since I was a child growing up in Harlem, I admired the beautiful brownstones in the neighborhood, or the two story homes in the outer boroughs of N.Y.C. We lived in a cramped, rent controlled apartment. As I grew and became an adult, I kept that dream in the back of my mind, but also came to realize that it was far more complicated and costly than I had imagined. I obtained a Master's degree and became a teacher. What I did not know was the workload to dollar ratio was quite low. Being unmarried with no children also means a good deal of my salary is taxed away from me. Even with two jobs, it was difficult to maintain a small apartment. I studied real estate markets and bought a kit to educate myself about finances and housing. I once went to a real estate mogul's housewarming party. He and his wife had just purchased a beautiful home in a gated community. At one point during the evening, I asked him, "How does one acquire such beautiful property"? He asked what I did and I told him of my two jobs teaching and tutoring. He shook his head, and laughingly told me, "Marry well". How can I tell students they can have or be anything they want if they study hard? Their own teacher works and studies hard, yet takes a bus to work and is considered lucky, by many to have what little she has? No prince has come along to save me, and I am willing to switch careers, as teachers are not paid what we're worth. My everest is to obtain a substantial down payment on my own, and to someday own property.
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want to help this person with their everest?
where am i?

I'm quite far from my peak. Teaching and tutoring only allows me to have basic necessities. Being single with no children also means a lot of my salary is heavily taxed.

how am i stuck?

A substantial down payment would get me off to a healthy start. I would also like to enroll in a home ownership course.





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